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Third party payment this year, the volume of transactions will reach 2 trillion and 700 billion, a s
Category: Social information
Date: 2018-05-18
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The latest data from the international market show that the third party online payment market in 2011 is 1 trillion and 780 billion yuan and will increase by 51% to 2 trillion and 700 billion yuan in ...

The latest data from the international market show that the third party online payment market in 2011 is 1 trillion and 780 billion yuan and will increase by 51% to 2 trillion and 700 billion yuan in 2012.

CEO Tang Bin believes that online payment has become an important part of e-commerce, and the current network security threats are very rampant. If the network payment security problem is not effectively controlled, it will seriously affect the development of the entire payment industry.

Rapid growth of payment business

The rapid development of e-commerce in China has promoted the continuous growth of the third party payment business in recent years. Data from Yi Guan International showed that the third party online payment market in China reached 564 billion 300 million yuan in the third quarter of 2011, up 95% from year to year, 22%, expected to reach 1 trillion and 780 billion yuan in 2011, 51% in 2012, 2 trillion and 700 billion yuan, and 35% in 2013, to 3 trillion and 600 billion yuan.

With the rapid development of online shopping, phishing is becoming the biggest threat to online shopping. As of the end of January 2012, the alliance has identified and processed 77726 fishing sites by the end of January 2012, and 1859 of the fishing sites were identified in January.

Phishing refers to Internet fraud by means of fraudulent emails and forged web sites. The swindler usually disguises himself as an online bank, online retailer and credit card companies to cheat the user's personal information and then steal its property.

It is reported that at present, 85.69% of the fishing websites put the server abroad, and constantly change the domain name to play "guerrilla warfare", causing great obstacles to the relevant departments to supervise the law enforcement work. Consumers are often caught up in phishing.

Easy to pay related experts to remind, as far as possible to choose a large online business or high reputation of individual businesses, in the C2C payment process as far as possible to use a guarantee function of the payment platform.

Payment of security issues

Yan Yuelong, an analyst with Analysys International, believes that phishing has become one of the biggest obstacles to the further development of e-commerce. Including government regulators, public security departments, banks, e-commerce businesses, electronic payment enterprises, instant messaging service providers, and other parties should work together to combat phishing.

The characteristics of "scattered objects, various means and perfect industrial chain" have led to the difficulty of preventing and controlling fishing sites. The current "anti fishing" work is mainly carried out by the scattered enterprises, such as banks, e-commerce businesses, instant messaging service providers, electronic payment institutions and so on. The "anti fishing Department" has not been able to form a cohesive force, which will effectively strike the interests chain of the whole fishing website.

In recent years, industry experts have been strongly calling for speeding up the legislative process and increasing punishing illegal behaviors such as phishing. At present, the only information security law in China is the electronic signature law promulgated in 2004.

Experts from the national Internet Emergency Center said that the problem of current network security legislation should be solved as soon as possible, the network behavior should be standardized, the responsibility and duty of users, enterprises and other related aspects should be clarifies, and the punishment and punishment of network crime should be increased, and the explanation of the crime against computer information system is introduced as soon as possible.


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